SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 25, 2002 (Date of earliest event reported) Commission File No. 333-97457 Wachovia Asset Securitization, Inc. - -------------------------------------------------------------------------------- North Carolina 56-1967773 - -------------------------------------------------------------------------------- (State of Incorporation) (I.R.S. Employer Identification No.) 8739 Research Drive, NC0121 - Suite D, Charlotte, North Carolina, 28288-0121 - -------------------------------------------------------------------------------- Address of principal executive offices (Zip Code) (704) 596-7616 - -------------------------------------------------------------------------------- Registrant's Telephone Number, including area code First Union Residential Securitization Transactions, Inc. - -------------------------------------------------------------------------------- (Former name, former address and former fiscal year, if changed since last report) ITEM 5. Other Events ------------ Attached as an exhibit are the Computational Materials (as defined in the no-action letter dated May 21, 1994 issued by the Securities and Exchange Commission to Kidder, Peabody Acceptance Corporation I, Kidder, Peabody & Co. Incorporated and Kidder Structured Asset Corporation (the "Kidder Letter")) prepared by Wachovia Securities, Inc. which are hereby filed pursuant to such letter. ITEM 7. Financial Statements and Exhibits --------------------------------- (c) Exhibits Item 601(a) of Regulation S-K Exhibit No. Description - ----------- ----------- (99) Computational Materials prepared by Wachovia Securities, Inc. in connection with Wachovia Asset Securitization, Inc., Mortgage Pass-Through Certificates, Series 2002-1 Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WACHOVIA ASSET SECURITIZATION, INC. September 25, 2002 By: /s/ Robert J. Perret --------------------------------- Robert J. Perret Director INDEX TO EXHIBITS ----------------- Paper (P) or Exhibit No. Description Electronic (E) - ----------- ----------- -------------- (99) Computational Materials P prepared by Wachovia Securities, Inc. in connection with Wachovia Asset Securitization, Inc., Mortgage Pass- Through Certificates, Series 2002-1