SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 12, 2003 (Date of earliest event reported) Commission File No. 333-97457 Wachovia Asset Securitization, Inc. - -------------------------------------------------------------------------------- North Carolina 56-1967773 - -------------------------------------------------------------------------------- (State of Incorporation) (I.R.S. Employer Identification No.) 8739 Research Drive, NC0121-Suite D, Charlotte, North Carolina, 28288 - -------------------------------------------------------------------------------- Address of principal executive offices (Zip Code) (704) 596-7616 - -------------------------------------------------------------------------------- Registrant's Telephone Number, including area code - -------------------------------------------------------------------------------- (Former name, former address and former fiscal year, if changed since last report) ITEM 5. Other Events ------------ Attached as an exhibit are the Collateral Term Sheets (as defined in the no-action letter dated February 17, 1995 issued by the Securities and Exchange Commission to the Public Securities Association) prepared by Wachovia Securities, Inc. which are hereby filed pursuant to such letters. ITEM 7. Financial Statements and Exhibits --------------------------------- (c) Exhibits Item 601(a) of Regulation S-K Exhibit No. Description - ----------------- ----------- (99) Collateral Term Sheets prepared by Wachovia Securities, Inc. in connection with Wachovia Asset Securitization, Inc., Mortgage Pass-Through Certificates, Series 2003-AR1 Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WACHOVIA ASSET SECURITIZATION, INC. February 12, 2003 By: /s/ Robert J. Perret --------------------------------- Robert J. Perret Director INDEX TO EXHIBITS ----------------- Paper (P) or Exhibit No. Description Electronic (E) - ----------- ----------- -------------- (99) Collateral Terms Sheets E prepared by Wachovia Securities, Inc. in connection with Wachovia Asset Securitization, Inc., Mortgage Pass- Through Certificates, Series 2003-AR1