EXHIBIT 1(h) JOINDER AGREEMENT This Joinder Agreement dated as of ________ __, ____ (this "Joinder Agreement"), by and among The Bear Stearns Companies Inc., a Delaware corporation (the "Company"), Bear, Stearns & Co. Inc. ("Bear Stearns"), the agents listed on Schedule A hereto (collectively, the "Agents") and Morgan Stanley & Co. Incorporated (the "Joining Party") amends The Bear Stearns Companies Inc. $2,000,000,000 IncomeNotesSM Distribution Agreement dated as of June 19, 2003 (the "Distribution Agreement"), by and among the Company, Bear Stearns and the Agents. The Joining Party, the Company, Bear Stearns and the Agents, hereby acknowledge, agree and confirm that, by their execution of this Joinder Agreement, the Joining Party shall be deemed to be a party to the Distribution Agreement as of the date hereof and shall have all of the rights and obligations of an "Agent" thereunder as if the Joining Party had been a party to and had executed the Distribution Agreement. The Joining Party hereby ratifies, as of the date hereof, and agrees to be bound by, all of the terms, provisions and conditions contained in the Distribution Agreement. The Joining Party, the Company, Bear Stearns and the Agents, hereby acknowledge, agree and confirm that, by their execution of this Joinder Agreement, the Distribution Agreement may be amended from time to time by a written amendment duly executed by the Company and Bear Stearns, on behalf of the Agents, for the purpose of adding additional agents to the Distribution Agreement. This Joinder Agreement may be executed in any number of counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. Transmission by telecopier or facsimile transmission of an executed counterpart of this Joinder Agreement shall constitute due and sufficient delivery of such counterpart. Please confirm your acceptance of this Joinder Agreement by signing and returning to us the enclosed duplicate copy hereof. [Signature Pages Follow] CONFIRMED AND ACCEPTED, as of the date hereof: THE BEAR STEARNS COMPANIES INC. By: -------------------------------------------- Title: BEAR, STEARNS & CO. INC. By: -------------------------------------------- Title: A.G. EDWARDS & SONS, INC. By: -------------------------------------------- Title: BB&T CAPITAL MARKETS By: -------------------------------------------- Title: CITIGROUP GLOBAL MARKETS INC. By: -------------------------------------------- Title: EDWARD D. JONES & CO., L.P. By: -------------------------------------------- Title: FIDELITY CAPITAL MARKETS, A DIVISION OF NATIONAL FINANCIAL SERVICES LLC By: -------------------------------------------- Title: MELLON FINANCIAL MARKETS, LLC By: -------------------------------------------- Title: MORGAN STANLEY & CO. INCORPORATED By: -------------------------------------------- Title: PRUDENTIAL FINANCIAL INCORPORATED By: -------------------------------------------- Title: UBS FINANCIAL SERVICES INC. By: -------------------------------------------- Title: WACHOVIA SECURITIES, INC. By: -------------------------------------------- Title: WELLS FARGO INVESTMENT SERVICES, LLC By: -------------------------------------------- Title: SCHEDULE A A.G. Edwards & Sons, Inc. Mellon Financial Markets, LLC One North Jefferson Suite 0475 St. Louis, MO 63103 One Mellon Center Attention: Mary Ann Cribbin Pittsburgh, PA 15258-0001 Attention: Brian Cothran BB&T Capital Markets Prudential Financial Incorporated 2 South 9th Street 1 New York Plaza Richmond VA 23219 New York, NY 10292 Attention: Scott Peterfy Attention: James Whang Citigroup Global Markets Inc. UBS Financial Services Inc. 388 Greenwich Street 800 Harbor Blvd New York, NY 10013 Weehawken, NJ 07087 Attention: Medium-Term Note Department Attention: Jim LeBlanc Edward D. Jones & Co., L.P. 12555 Manchester Road Wachovia Securities, Inc. St. Louis, MO 63131 901 East Byrd St Attention: Karen Liebsch West Tower 3rd Floor Richmond, VA 23219 Attention: George Curci Fidelity Capital Markets 200 Seaport Blvd., Mail Zone: Z2H Wells Fargo Investment Services, LLC Boston, MA 02210 Corporate Bond Trader Attention: Jamee Smith 999 3rd Ave, Suite 4000 Seattle, WA 98104 Attention: Betsy Boileau