EXHIBIT 31.1
Servicer's Sarbanes-Oxley Certification (2002 Transactions)
BANK OF AMERICA MORTGAGE SECURITIES, INC.,
MORTGAGE PASS-THROUGH CERTIFICATES,
SERIES SET FORTH ON EXHIBIT I HERETO
I, Gary K. Bettin, a Senior Vice President of Bank of America, N.A.,
certify that:
1. I have reviewed the annual reports on Form 10-K for the calendar year 2003
and all monthly current reports on Form 8-K containing a copy of the
monthly statement to certificateholders (the "Distribution Date
Statements") delivered pursuant to Section 4.03(b) of the Pooling and
Servicing Agreements listed on Exhibit I hereto (each, an "Agreement")
filed in respect of periods included in the year covered by such annual
reports of the trusts (each, a "Trust") formed pursuant to such
Agreements;
2. Based on my knowledge, with respect to each Trust, the information in
these reports, taken as a whole, does not contain any untrue statement of
a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements
were made, not misleading as of the last day of the period covered by such
annual report;
3. Based on my knowledge, the distribution or servicing information required
to be provided to the trustee by each master servicer under each Agreement
for inclusion in the related Trust's Distribution Date Statements is
included in these reports;
4. I am responsible for reviewing the activities performed by each master
servicer under each Agreement and based upon my knowledge and the annual
compliance review required under each Agreement, and except as disclosed
in the reports, each master servicer has fulfilled its obligations under
each Agreement;
5. The reports disclose all significant deficiencies relating to each master
servicer's compliance with the minimum servicing standards, based upon the
reports provided by each independent public accountant after conducting a
review in compliance with the Uniform Single Attestation Program for
Mortgage Bankers or similar procedure as set forth in the Agreement that
is included in these reports; and
6. In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated party: The Bank
of New York.
By:/s/ Gary K. Bettin
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Name: Gary K. Bettin
Title: Senior Vice President
EXHIBIT I
PARTIES DATE OF POOLING AGREEMENT SERIES
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Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York January 24, 2002 2002-A
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York January 24, 2002 2002-1
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York February 21, 2002 2002-B
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York February 21, 2002 2002-2
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York March 26, 2002 2002-3
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York April 25, 2002 2002-4
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York April 25, 2002 2002-C
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York April 26, 2002 2002-5
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York May 23, 2002 2002-D
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York May 23, 2002 2002-E
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York June 26, 2002 2002-F
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York June 25, 2002 2002-6
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York June 26, 2002 2002-G
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York July 25, 2002 2002-7
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York July 25, 2002 2002-H
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York August 27, 2002 2002-I
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York September 26, 2002 2002-J
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York September 27, 2002 2002-K
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York August 27, 2002 2002-8
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York September 26, 2002 2002-9
Bank of America Mortgage Securities, Inc., Bank of America, N.A. and The Bank of New York October 24, 2002, as
amended by Amendment No. 1,
dated January 30, 2004 2002-10