UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

Date of Report: February 25, 2005
(Date of earliest event reported)


                    Banc of America Mortgage Securities, Inc.
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             (Exact name of registrant as specified in its charter)

          Delaware                    333-118843                36-4514369
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(State or other jurisdiction      (Commission File No.)       (IRS Employer
     of incorporation)                                      Identification No.)

      201 North Tryon Street, Charlotte, North Carolina             28255
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Address of principal executive offices                            (Zip Code)

Registrant's telephone number, including area code           (704) 387-8239
                                                  ------------------------------


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          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

|_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)

|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))





ITEM 8.01. Other Events
           ------------

            On February 25, 2005, Banc of America Mortgage Securities, Inc., a
Delaware corporation (the "Registrant"), sold Mortgage Pass-Through
Certificates, Series 2005-2, Class 1-A-1, Class 1-A-2, Class 1-A-3, Class 1-A-4,
Class 1-A-5, Class 1-A-6, Class 1-A-7, Class 1-A-8, Class 1-A-9, Class 1-A-10,
Class 1-A-11, Class 1-A-12, Class 1-A-13, Class 1-A-R, Class 1-A-MR, Class
1-A-LR, Class 30-IO, Class 30-PO, Class 2-A-1, Class 2-A-2, Class 15-PO, Class
15-IO, Class B-1, Class B-2 and Class B-3 (the "Offered Certificates"), having
an aggregate original principal balance of $324,056,327.00. The Offered
Certificates were issued pursuant to a Pooling and Servicing Agreement, dated
February 25, 2005, among the Registrant, Bank of America, N.A., as servicer
("BANA"), and Wells Fargo Bank, N.A., as trustee (the "Agreement"), a copy of
which is filed as an exhibit hereto. Mortgage Pass-Through Certificates, Series
2005-2, Class B-4, Class B-5 and Class B-6 Certificates, having an aggregate
initial principal balance of $1,628,922.00 (the "Private Certificates" and,
together with the Offered Certificates, the "Certificates"), were also issued
pursuant to the Agreement.

            As of the date of initial issuance, the Offered Certificates
evidenced an approximate 99.50% undivided interest in a trust (the "Trust"),
consisting principally of two pools of fixed interest rate, conventional,
monthly pay, fully-amortizing, one- to four-family residential first mortgage
loans. The remaining undivided interests in the Trust are evidenced by the
Private Certificates distributions on which are subordinated to distributions on
the Offered Certificates.

            Interest on the Offered Certificates will be distributed on each
Distribution Date (as defined in the Agreement). Monthly distributions in
reduction of the principal balance of the Offered Certificates will be allocated
to the Offered Certificates in accordance with the priorities set forth in the
Agreement. Distributions of interest and in reduction of principal balance on
any Distribution Date will be made to the extent that the related Pool
Distribution Amount is sufficient therefor.

            Elections will be made to treat the Trust as three separate REMICs
for federal income tax purposes (the "Lower-Tier REMIC," the "Middle-Tier REMIC"
and the "Upper-Tier REMIC" and each a "REMIC"). The Class 1-A-1, Class 1-A-2,
Class 1-A-3, Class 1-A-4, Class 1-A-5, Class 1-A-6, Class 1-A-7, Class 1-A-8,
Class 1-A-9, Class 1-A-10, Class 1-A-11, Class 1-A-12, Class 1-A-13, Class
30-IO, Class 30-PO, Class 2-A-1, Class 2-A-2, Class 15-PO, Class 15-IO, Class
B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates will
be treated as "regular interests" in the Upper-REMIC and the Class 1-A-R, Class
1-A-MR and Class 1-A-LR Certificates will be treated as the "residual interest"
in the Upper-Tier REMIC, Middle-Tier REMIC and Lower-Tier REMIC, respectively.





ITEM 9.01 Financial Statements and Exhibits
          ---------------------------------

          (c) Exhibits

Item 601(a)
of Regulation S-K
Exhibit No.                            Description
- ----------                             -----------

      (4)                              Pooling and Servicing Agreement, dated
                                       February 25, 2005, among Banc of America
                                       Mortgage Securities, Inc., Bank of
                                       America, N.A. and Wells Fargo Bank, N.A.,
                                       as trustee.





            Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       BANC OF AMERICA MORTGAGE
                                         SECURITIES, INC.

February 25, 2005

                                    By:   /s/ Judy Lowman
                                       -----------------------------------------
                                       Name:  Judy Lowman
                                       Title: Vice President





                                INDEX TO EXHIBITS
                                -----------------

                                                              Paper (P) or
Exhibit No.                 Description                       Electronic (E)
- -----------                 -----------                       --------------
   (4)                      Pooling and Servicing Agreement,    E
                            dated February 25, 2005 among
                            Banc of America Mortgage
                            Securities, Inc., Bank of
                            America, N.A. and Wells Fargo
                            Bank, N.A., as trustee.