<ARTICLE> 9
<LEGEND>
This schedule  contains  financial  information  extracted from the consolidated
financial statements of FirstSpartan Financial Corp. as of or for the six months
ended  December  31, 1999 and is  qualified in its entirety by reference to such
financial statements (dollars in thousands except per share data).
</LEGEND>

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-END>                               DEC-31-1999
<CASH>                                          12,948
<INT-BEARING-DEPOSITS>                           4,522
<FED-FUNDS-SOLD>                                   280
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     33,427
<INVESTMENTS-CARRYING>                              39
<INVESTMENTS-MARKET>                                40
<LOANS>                                        474,839
<ALLOWANCE>                                      3,126
<TOTAL-ASSETS>                                 551,381
<DEPOSITS>                                     407,531
<SHORT-TERM>                                     8,910
<LIABILITIES-OTHER>                              5,567
<LONG-TERM>                                     61,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            44
<OTHER-SE>                                      68,373
<TOTAL-LIABILITIES-AND-EQUITY>                 551,381
<INTEREST-LOAN>                                 18,003
<INTEREST-INVEST>                                1,833
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                19,836
<INTEREST-DEPOSIT>                               8,367
<INTEREST-EXPENSE>                              10,103
<INTEREST-INCOME-NET>                            9,733
<LOAN-LOSSES>                                      267
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  6,723
<INCOME-PRETAX>                                  4,793
<INCOME-PRE-EXTRAORDINARY>                       4,793
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,895
<EPS-BASIC>                                       0.86
<EPS-DILUTED>                                     0.86
<YIELD-ACTUAL>                                    3.80
<LOANS-NON>                                      3,584
<LOANS-PAST>                                         6
<LOANS-TROUBLED>                                 1,134
<LOANS-PROBLEM>                                  4,769
<ALLOWANCE-OPEN>                                 2,896
<CHARGE-OFFS>                                       43
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                3,126
<ALLOWANCE-DOMESTIC>                             3,126
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0