<ARTICLE>                                            9
<MULTIPLIER>                          1,000

                                                 
<PERIOD-TYPE>                         3-MOS            9-MOS
<FISCAL-YEAR-END>                     JUN-30-2000      JUN-30-2000
<PERIOD-END>                          MAR-31-2000      MAR-31-2000
<CASH>                                   5,044            5,044
<INT-BEARING-DEPOSITS>                   7,100            7,100
<FED-FUNDS-SOLD>                             0                0
<TRADING-ASSETS>                         6,859            6,859
<INVESTMENTS-HELD-FOR-SALE>             93,901           93,901
<INVESTMENTS-CARRYING>                  35,208           35,208
<INVESTMENTS-MARKET>                    34,299           34,299
<LOANS>                                323,440          323,440
<ALLOWANCE>                              3,829            3,829
<TOTAL-ASSETS>                         487,927          487,927
<DEPOSITS>                             342,885          342,885
<SHORT-TERM>                            75,991           75,991
<LIABILITIES-OTHER>                      4,398            4,398
<LONG-TERM>                             30,081           30,081
<PREFERRED-MANDATORY>                        0                0
<PREFERRED>                                  0                0
<COMMON>                                 3,900            3,900
<OTHER-SE>                              30,673           30,673
<TOTAL-LIABILITIES-AND-EQUITY>         487,927          487,927
<INTEREST-LOAN>                          6,196           18,139
<INTEREST-INVEST>                        2,249            6,942
<INTEREST-OTHER>                             0                0
<INTEREST-TOTAL>                         8,445           25,072
<INTEREST-DEPOSIT>                       3,281           10,042
<INTEREST-EXPENSE>                       4,763           13,814
<INTEREST-INCOME-NET>                    3,682           11,258
<LOAN-LOSSES>                              105              315
<SECURITIES-GAINS>                        (132)            (264)
<EXPENSE-OTHER>                          3,636           10,447
<INCOME-PRETAX>                          1,260            4,349
<INCOME-PRE-EXTRAORDINARY>               1,260            4,349
<EXTRAORDINARY>                              0                0
<CHANGES>                                    0                0
<NET-INCOME>                             1,019            3,454
<EPS-BASIC>                                .26              .89
<EPS-DILUTED>                              .26              .88
<YIELD-ACTUAL>                            3.19             3.31
<LOANS-NON>                                724              724
<LOANS-PAST>                                 5                5
<LOANS-TROUBLED>                             0                0
<LOANS-PROBLEM>                          5,502            5,502
<ALLOWANCE-OPEN>                         3,821            3,651
<CHARGE-OFFS>                              100              143
<RECOVERIES>                                 3                6
<ALLOWANCE-CLOSE>                        3,829            3,829
<ALLOWANCE-DOMESTIC>                     3,829            3,829
<ALLOWANCE-FOREIGN>                          0                0
<ALLOWANCE-UNALLOCATED>                  1,452            1,452