SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 22, 2000
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FIRST MIDWEST FINANCIAL, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-22140 42-1406262
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
Fifth at Erie, Storm Lake, Iowa 50588
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (712) 732-4117
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N/A
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(Former name or former address, if changed since last report)
Item 4. Changes in Registrant's Certifying Accountant
(a) Previous independent accountants
(i) On May 22, 2000, First Midwest Financial, Inc. (the
"Company"), First Federal Savings Bank of the Midwest ("First
Federal") and Security State Bank ("Security") dismissed
Crowe, Chizek and Company LLP ("Crowe Chizek") as its
independent accountants.
(ii) The reports of Crowe Chizek on the consolidated financial
statements for the past two fiscal years did not contain an
adverse opinion or a disclaimer of opinion and were not
qualified or modified as to uncertainty, audit scope or
accounting principles.
(iii) The change of independent accountants was recommended by the
Audit Committee and subsequently approved by the Board of
Directors.
(iv) In connection with its audits for the two most recent fiscal
years and through May 22, 2000, there have been no
disagreements with Crowe Chizek on any matter of accounting
principles or practices, financial statement disclosure, or
auditing scope or procedure, which disagreements, if not
resolved to the satisfaction of Crowe Chizek, would have
caused them to make reference thereto in their report on the
financial statements for such years.
(v) During the two most recent fiscal years and through May 22,
2000, there have been no reportable events (as defined in
Regulation S-K Item 304(a)(1)(v)) with Crowe Chizek.
(vi) The Company requested that Crowe Chizek furnish a letter
addressed to the Securities and Exchange Commission stating
whether it agrees with the above statements, and if not,
stating the respects in which they do not agree.
(b) On May 22, 2000, the Company, First Federal and Security engaged the
firm of McGladrey & Pullen, LLP as independent accountants for the
fiscal year ending September 30, 2000.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST MIDWEST FINANCIAL, INC.
Date: May 30, 2000 By: /s/ Donald J. Winchell
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Donald J. Winchell, Senior Vice President,
Treasurer, Chief Financial Officer and
Principal Accounting Officer