SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K/A
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 22, 2000
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FIRST MIDWEST FINANCIAL, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-22140 42-1406262
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
Fifth at Erie, Storm Lake, Iowa 50588
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (712) 732-4117
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N/A
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(Former name or former address, if changed since last report)
Item 4. Changes in Registrant's Certifying Accountant
The following is in response to a letter addressed to the Securities
and Exchange Commission from Crowe, Chizek and Company LLP ("Crowe Chizek"),
which is attached as Exhibit 16 to this filing.
The Company acknowledges there were discussions with Crowe Chizek
during the audit for the year ended September 30, 1998 in regard to the
expansion of the scope of the audit pertaining to the allowance for loan losses
and in regard to communication with regulatory examination personnel. These
latter discussions were intended not to restrict communications, but rather were
intended to seek a means to reduce duplication of effort and to facilitate
communication between parties in a cost effective manner. The Company further
acknowledges discussions during the audit for the year ended September 30, 1999
in regard to the expansion of the scope of the audit pertaining to the allowance
for loan losses. The Company believes the discussions referenced above did not
constitute disagreements. This is supported, among other things, by written
communication to the Company from Crowe Chizek following both audits, stating
there were no material disagreements with management during either audit year
and further stating there were no serious difficulties encountered in dealing
with management related to the performance of the audit in either year. The
Company notes Crowe Chizek's statements that all matters categorized as
disagreements by Crowe Chizek were "resolved to our satisfaction."
Item 7. Financial Statements and Exhibits
(c) Exhibit 16 Letter from Crowe, Chizek and Company LLP to the
Securities and Exchange Commission dated June 9, 2000.
Received via overnight mail on June 12, 2000.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST MIDWEST FINANCIAL, INC.
Date: June 13, 2000 By: /s/ Donald J. Winchell
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Donald J. Winchell, Senior Vice President,
Treasurer, Chief Financial Officer and
Principal Accounting Officer