<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 80,460 <INT-BEARING-DEPOSITS> 6,181 <FED-FUNDS-SOLD> 8,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,869,891 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 2,832,257 <ALLOWANCE> 14,545 <TOTAL-ASSETS> 5,073,808 <DEPOSITS> 2,312,687 <SHORT-TERM> 1,308,890 <LIABILITIES-OTHER> 66,100 <LONG-TERM> 815,688 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 451 <OTHER-SE> 569,992 <TOTAL-LIABILITIES-AND-EQUITY> 5,073,808 <INTEREST-LOAN> 147,574 <INTEREST-INVEST> 103,610 <INTEREST-OTHER> 966 <INTEREST-TOTAL> 252,150 <INTEREST-DEPOSIT> 50,621 <INTEREST-EXPENSE> 147,927 <INTEREST-INCOME-NET> 104,223 <LOAN-LOSSES> 41 <SECURITIES-GAINS> (742) <EXPENSE-OTHER> 70,425 <INCOME-PRETAX> 63,477 <INCOME-PRE-EXTRAORDINARY> 63,477 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 39,320 <EPS-BASIC> 1.16 <EPS-DILUTED> 1.16 <YIELD-ACTUAL> 7.25 <LOANS-NON> 11,231 <LOANS-PAST> 6,201 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 7,227 <ALLOWANCE-OPEN> 14,271 <CHARGE-OFFS> 1,449 <RECOVERIES> 835 <ALLOWANCE-CLOSE> 14,545 <ALLOWANCE-DOMESTIC> 14,545 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0