<ARTICLE>                                     9
<MULTIPLIER>                              1,000

                             
 <PERIOD-TYPE>                         3-MOS
 <FISCAL-YEAR-END>                  JUN-30-2001
 <PERIOD-START>                     JUL-01-2000
 <PERIOD-END>                       SEP-30-2000
 <CASH>                                1,822
 <INT-BEARING-DEPOSITS>                8,968
 <FED-FUNDS-SOLD>                          0
 <TRADING-ASSETS>                     27,595
 <INVESTMENTS-HELD-FOR-SALE>          80,882
 <INVESTMENTS-CARRYING>                   33
 <INVESTMENTS-MARKET>                      0
 <LOANS>                             290,967
 <ALLOWANCE>                           1,577
 <TOTAL-ASSETS>                      423,399
 <DEPOSITS>                          316,885
 <SHORT-TERM>                         68,964
 <LIABILITIES-OTHER>                   4,350
 <LONG-TERM>                          12,995
 <PREFERRED-MANDATORY>                     0
 <PREFERRED>                               0
 <COMMON>                                425
 <OTHER-SE>                           18,960
 <TOTAL-LIABILITIES-AND-EQUITY>      423,399
 <INTEREST-LOAN>                       5,649
 <INTEREST-INVEST>                     2,724
 <INTEREST-OTHER>                          0
 <INTEREST-TOTAL>                      8,373
 <INTEREST-DEPOSIT>                    4,650
 <INTEREST-EXPENSE>                    6,105
 <INTEREST-INCOME-NET>                 2,268
 <LOAN-LOSSES>                           185
 <SECURITIES-GAINS>                    2,988
 <EXPENSE-OTHER>                       2,217
 <INCOME-PRETAX>                       2,854
 <INCOME-PRE-EXTRAORDINARY>            1,765
 <EXTRAORDINARY>                           0
 <CHANGES>                              (829)
 <NET-INCOME>                            936
 <EPS-BASIC>                            0.30
 <EPS-DILUTED>                          0.30
 <YIELD-ACTUAL>                         1.96
 <LOANS-NON>                             306
 <LOANS-PAST>                              0
 <LOANS-TROUBLED>                          0
 <LOANS-PROBLEM>                           0
 <ALLOWANCE-OPEN>                      1,408
 <CHARGE-OFFS>                            19
 <RECOVERIES>                              3
 <ALLOWANCE-CLOSE>                     1,577
 <ALLOWANCE-DOMESTIC>                  1,577
 <ALLOWANCE-FOREIGN>                       0
 <ALLOWANCE-UNALLOCATED>                   0