EXHIBIT 23.2 CONSENT OF CROWE, CHIZEK & COMPANY LLP CONSENT OF INDEPENDENT AUDITORS ------------------------------- We consent to the incorporation by reference in Registration Statement Nos. 33-80171 and 33-22523 of First Midwest Financial, Inc. on Form S-8 and in Registration Statement No. 333-9871 of First Midwest Financial, Inc. on Form S-3 of our report dated October 15, 1999, contained in Exhibit 99 to First Midwest Financial Inc.'s Annual Report on Form 10-K for the fiscal year ended September 30, 2000. /s/ Crowe, Chizek and Company LLP --------------------------------- Crowe, Chizek and Company LLP South Bend Indiana December 21, 2000