<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-END> JUN-03-2000 <CASH> 17,043 <INT-BEARING-DEPOSITS> 4,895 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 195,458 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 521,834 <ALLOWANCE> 6,890 <TOTAL-ASSETS> 769,848 <DEPOSITS> 409,097 <SHORT-TERM> 281,185 <LIABILITIES-OTHER> 9,611 <LONG-TERM> 25,368 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 74 <OTHER-SE> 44,513 <TOTAL-LIABILITIES-AND-EQUITY> 769,848 <INTEREST-LOAN> 32,278 <INTEREST-INVEST> 9,907 <INTEREST-OTHER> 442 <INTEREST-TOTAL> 42,627 <INTEREST-DEPOSIT> 11,531 <INTEREST-EXPENSE> 24,321 <INTEREST-INCOME-NET> 18,306 <LOAN-LOSSES> 485 <SECURITIES-GAINS> (1,705) <EXPENSE-OTHER> 12,196 <INCOME-PRETAX> 9,728 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,248 <EPS-BASIC> .84 <EPS-DILUTED> .83 <YIELD-ACTUAL> 8.24 <LOANS-NON> 1,495 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,890 <CHARGE-OFFS> 332 <RECOVERIES> 64 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 6,890 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0