FORM 15 - HARDIN BANCORP

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                     FORM 15

 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                         Commission File Number: 0-26560

                              Hardin Bancorp, Inc.
                               201 N.E. Elm Street
                             Hardin, Missouri 64035
                                 (660) 398-4312

                           Common Stock par value $.01
            (Title of each class of securities covered by this Form)

                                      NONE

       (Titles of all other classes of securities for which a duty to file
reports under section 13(a) or 15(d) remains)

           Please place an X in the box(es) to designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

           Rule 12g-4(a)(1)(i)  [X]
           Rule 12g-4(a)(1)(ii) [ ]          Rule 12h-3(b)(1)(ii)      [ ]
           Rule 12g-4(a)(2)(i)  [ ]          Rule 12h-3(b)(2)(i)       [ ]
           Rule 12g-4(a)(2)(ii) [ ]          Rule 12h-3(b)(2)(ii)      [ ]
           Rule 12h-3(b)(1)(i)  [X]           Rule 15d-6               [ ]

Approximate number of holders of record as of the certification or notice
date:    284
         ---

           Pursuant to the  requirements of the Securities  Exchange Act of 1934
(Name   of    registrant    as   specified   in   charter)   has   caused   this
certification/notice  to be  signed  on  its  behalf  by  the  undersigned  duly
authorized person.

                                               HARDIN BANCORP, INC.

                                               By:   /s/ Robert W. King
                                                     -------------------------
                                                     Robert W. King, President

           Date:  February 16, 2001





           Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of
the General Rules and Regulations under the Securities Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.