CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



As independent public accountants, we hereby consent to the incorporation of our
report  dated  January 22, 2001  incorporated  by reference in this Form 10-K of
Staten  Island  Bancorp,  Inc.  ("Bancorp"),  into  Bancorp's  previously  filed
Registration Statements on Form S-8 (File Nos. 333-75133 and 333-46693).




New York, New York
March 28, 2001