EXHIBIT 16


                                                                   April 5, 2001

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

Gentlemen:

We have had an  opportunity  to review the  disclosures  made by Sussex  Bancorp
("Sussex")  in its  current  report  on Form 8-K  which is to be filed  with the
Securities and Exchange Commission ("SEC").

Pursuant to Item 304(a)(3) of Regulation  S-B, we are required to furnish Sussex
with a letter  addressed  to the SEC  stating  whether  or not we agree with the
statements  made  by  Sussex  in  the  8-K  regarding  our  replacement  as  the
independent auditors of Sussex, and, if not, stating the respects in which we do
not agree.

We agree with the  statements  made by Sussex in Item 4 of the 8-K regarding our
replacement as the independent auditors of Sussex.


                                                Very truly yours,


                                                /s/ Radics & Co., LLC
                                                ---------------------
                                                Radics & Co., LLC