EXHIBIT 16 - ---------- April 23, 2002 Office of the Chief Accountant Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Dear Sir/Madam: We have read Item 4. included in the Form 8-K dated April 23, 2002 of Sussex Bancorp filed with the Securities and Exchange Commission and are in agreement with the statements contained therein. Very truly yours, /S/ Arthur Andersen LLP ----------------------- cc: Mr. Donald L. Kovach, President and Chief Executive Officer Sussex Bancorp Page 5