EXHIBIT 23.1

                         CONSENT OF INDEPENDENT AUDITORS

We hereby consent to the  incorporation by reference and use of our report dated
February 13, 2002 on the consolidated  financial statements of Northeast Indiana
Bancorp,  Inc.,  (which  report is  included as Exhibit 13 to the Form 10-KSB of
Northeast Indiana Bancorp,  Inc. for the fiscal year ended December 31, 2001) in
this  Registration  Statement of Northeast  Indiana Bancorp,  Inc. filed on Form
S-8.

                                              /s/ Crowe, Chizek and Company LLP
                                              Crowe, Chizek and Company LLP

South Bend, Indiana
August 22, 2002