EXHIBIT 99.2

 STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002,
                             18 U.S.C. SECTION 1350



     The  undersigned,  Stephen L. Mourlam,  is the Chief  Financial  Officer of
Webster City Federal Bancorp (the "Company").

     This  statement  is being  furnished in  connection  with the filing by the
Company of the Company's  Quarterly  Report on Form 10-QSB for the quarter ended
September 30, 2002 (the "Report").

     By execution of this statement, I certify that:

     C)   the Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the  Securities  Exchange  Act of 1934 (15  U.S.C.  78m(a) or
          78o(d)) and

     D)   the  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the  Company  as of the dates and for the  periods  covered  by the
          Report.

     This  statement is authorized to be attached as an exhibit to the Report so
that this  statement  will  accompany  the  Report at such time as the Report is
filed with the Securities and Exchange Commission pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the  Securities  Exchange Act of
1934, as amended.


                                                   /s/ Stephen L. Mourlam
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Dated                                                     Stephen L. Mourlam