SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 22, 2003
First Federal Bankshares, Inc.
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(Exact name of registrant as specified in its charter)
Delaware 0-25509 42-1485449
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(State or other jurisdiction) (Commission File No.) (I.R.S. Employer
of incorporation) Identification No.)
Address of principal executive offices:
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329 Pierce Street, Sioux City, Iowa 51101
Registrant's telephone number, including area code: (712) 277-0200
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Not Applicable
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(Former name or former address if changed since last report)
Item 5. Other Events
First Federal Bankshares, Inc. (the "Company") announces earnings for the
three months and six months ended December 31, 2002 and declares dividend.
Please see Press Release dated January 22, 2003, a copy of which is included as
Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FIRST FEDERAL BANKSHARES, INC.
DATE: January 22, 2003 By: /s/Colin D Anderson
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Colin D. Anderson
Senior Vice President and CFO
EXHIBIT INDEX
The following Exhibits are filed as part of this report:
Exhibit 99.1 Press Release of First Federal Bankshares, Inc. dated
January 22, 2003.