SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 February 14, 2003 ----------------- (Date of earliest event reported) FFLC BANCORP, INC. ------------------ (Exact name of registrant as specified in its charter) FLORIDA ------- (State or other jurisdiction of incorporation) 000-22608 59-3204891 - ----------------------- ---------------------- (Commission File Number) (IRS Employer Identification Number) 800 North Boulevard West, Post Office Box 490420, Leesburg, Florida 34749-0420 - ------------------------------------------------------------------- ---------- (Address of Principal Executive Offices) (Zip Code) (352) 787-3311 -------------- (Registrant's telephone number, including area code) Item 5. Other Events. - --------------------- On February 14, 2003, the registrant issued a release announcing that the board of directors authorized a three-for-two split of its common stock effective February 28, 2003. The press release announcing the distribution is attached as Exhibit 99.1. Item 7. Financial Statements and Other Exhibits. --------------------------------------- Exhibit 99.1 Press Release dated February 14, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FFLC BANCORP, INC. Date: February 14, 2003 By: /s/ Stephen T. Kurtz ----------------------------------------- Stephen T. Kurtz, President and Chief Executive Officer Date: February 14, 2003 By: /s/Paul K. Mueller ----------------------------------------- Paul K. Mueller, Executive Vice President and Chief Financial Officer