SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549




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                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported): February 25, 2003



                         WYMAN PARK BANCORPORATION, INC.
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             (Exact name of Registrant as specified in its charter)


        Delaware                        0-23345                  52-2068893
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(State or Other Jurisdiction          (Commission            (I.R.S. Employer
of Incorporation)                      File Number)          Identification No.)


                11 West Ridgely Road, Lutherville, Maryland 21093
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                    (Address of principal executive offices)


                                 (410) 252-6450
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               Registrant's telephone number, including area code


                                 Not Applicable
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          (Former Name or former address, if changed since last report)







Item 5. Other Events.
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     On February 25, 2003,  the  Registrant  merged with and into a wholly-owned
subsidiary of Bradford Bank (the "Merger"), pursuant to the terms and conditions
of the  Agreement  and  Plan of  Merger,  dated  July 9,  2002  (as  amended  or
modified),   between  the   Registrant,   Wyman  Park  Federal  Savings  &  Loan
Association, a federally-chartered savings and loan association and wholly-owned
subsidiary of the Registrant,  and Bradford Bank, a federally-chartered  savings
bank. As a result of the Merger,  the holders of the  Registrant's  common stock
will receive  $14.50 in cash for each share of  Registrant's  common stock owned
and each option  holder of  Registrant  will  receive  $14.50 in cash,  less the
exercise  price,  for each  outstanding  stock  option to purchase  Registrant's
common stock. The Registrant's  Definitive Proxy Statement,  dated September 16,
2002, sets forth additional information regarding the Merger.

     A copy of the press release  announcing the  consummation  of the Merger is
attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7. Financial  Statements,  Pro Forma  Financial  Information  and Exhibits.
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     (a)  - (b) Not applicable.

     (c)  The following exhibits are filed as part of this report.

          Exhibit 99.1 Press release dated February 25, 2003.






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.

                                    WYMAN PARK BANCORPORATION, INC.


Date: February 25, 2003             By:/s/ Ernest A. Moretti
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                                           Ernest A. Moretti
                                           President and Chief Executive Officer
                                           (Duly Authorized Representative)