SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 11, 2003 PROVIDENT BANCORP, INC. ----------------------- (Exact Name of Registrant as Specified in Charter) United States of America 0-25233 06-1537499 - ------------------------- ---------------------- --------------- (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 400 Rella Boulevard, Montebello, New York 10901 - ----------------------------------------- ---------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (845) 369-8040 -------------- Not Applicable -------------- (Former name or former address, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits ------------------------------------------------------------------- The following Exhibits are filed as part of this report: Exhibit No. Description - ----------- ----------- 99.1 Press Release announcing resignation of Chief Financial Officer, Katherine Dering, dated March 11, 2003 99.2 Press Release announcing the appointment of Paul Maisch as Chief Financial Officer, dated March 19, 2003 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. PROVIDENT BANCORP, INC. DATE: March 26, 2003 By: /s/ George Strayton ------------------------------------ George Strayton President and Chief Executive Officer EXHIBIT INDEX The following Exhibits are filed as part of this report: Exhibit No. Description ----------- ----------- 99.1 Press Release announcing resignation of Chief Financial Officer, Katherine Dering, dated March 11, 2003 99.2 Press Release announcing the appointment of Paul Maisch as Chief Financial Officer, dated March 19, 2003