SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 22, 2003
HFB FINANCIAL CORPORATION
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(Exact name of Registrant as specified in its charter)
Tennessee 0-20956 61-1228266
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
1602 Cumberland Avenue, Middlesboro, Kentucky 40965
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(Address of principal executive offices)
(606) 248-1095
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Registrant's telephone number, including area code
Not Applicable
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(Former Name or former address, if changed since last report)
Item 9. First Quarter Earnings Release.
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HFB Financial Corporation Announces First Quarter earnings
PRESS RELEASE
April 22, 2003
First Quarter Earnings
David B. Cook, President and Chief Executive Officer of HFB Financial
Corporation announced today, earnings of $650,000 for the quarter ended March
31, 2003, as compared to earnings of $653,000 for the previous quarter ended
December 31, 2002. Basic earnings per share were $0.52 per share and diluted
earnings per share were $.51 for the quarter ended March 31, 2003 as compared to
basic and diluted earnings per share of $0.52 for the previous quarter ended
December 31, 2002. The Corporation had 1,301,101 shares of common stock
outstanding at March 31, 2003.
HFB Financial Corporation is the holding company for Home Federal Bank
Corporation, a state chartered commercial bank with assets totaling $256.2
million at March 31, 2003. Home Federal which was founded in 1920, has full
service offices in the communities of Middlesboro Kentucky, Harlan Kentucky, New
Tazewell Tennessee and Jacksboro Tennessee.
Contact: Stanley Alexander, Jr. 606-248-1095
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.
HFB FINANCIAL CORPORATION
Date: April 25, 2003 By: /s/ David B. Cook
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David B. Cook
President and Chief Executive Officer
(Duly Authorized Representative)