SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): April 24, 2003
PROVIDENT BANCORP, INC.
(Exact Name of Registrant as Specified in Charter)
United States of America 0-25233 06-1537499
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(State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer
of Incorporation) Identification No.)
400 Rella Boulevard, Montebello, New York 10901
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (845) 369-8040
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Not Applicable
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(Former name or former address, if changed since last report)
Item 5. Other Events and Regulation FD Disclosure
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On April 29, 2003, the Company issued a press release regarding its
dividend declaration for its quarterly dividend to be paid on May 22, 3003. The
press release is included as Exhibit 99.2 to this report.
Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits
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The Index of Exhibits immediately precedes the attached exhibits.
Item 9. Regulation FD Disclosure - Item 12 Information
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On April 24, 2003, the Company issued a press release regarding its
earnings for the fiscal quarter ended March 31, 2003. The press release is
included herewith as Exhibit 99.1 to this report. This information is being
furnished pursuant to Item 12 of Form 8-K and is being presented under Item 9 as
provided in the Commission's final rule: interim guidance regarding Form 8-K
Item 11 and Item 12 filing requirements (Release No. 34-47583).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PROVIDENT BANCORP, INC.
DATE: April 29, 2003 By: /s/ George Strayton
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George Strayton
President and Chief Executive Officer
EXHIBIT INDEX
The following exhibits are filed as part of this report:
Exhibit No. Description
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99.1 Earnings Press Release of Provident Bancorp, Inc.
99.2 Dividend Press Release of Provident Bancorp, Inc.