EXHIBIT 99.1

 STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002,
                             18 U.S.C. SECTION 1350

      The undersigned, Charles F. Finn, is the President and Chief Executive
Officer of Wayne Savings Bancshares, Inc. (the "Company").

      This statement is being furnished in connection with the filing by the
Company of the Company's Annual Report on Form 10-K for the year ended March 31,
2003 (the "Report").

      By execution of this statement, I certify that:

            A)    the Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934 (15
                  U.S.C. 78m(a) or 78o(d)) and

            B)    the information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company as of the dates and for the periods
                  covered by the Report.

This statement is authorized to be attached as an exhibit to the Report so that
      this statement will accompany the Report at such time as the Report is
      filed with the Securities and Exchange Commission pursuant to Section 906
      of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not
      intended that this statement be deemed to be filed for purposes of the
      Securities Exchange Act of 1934, as amended.


June 27, 2003                                   /s/ Charles F. Finn
- -------------                                   -------------------------------
Dated                                           Charles F. Finn


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