- -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 July 28, 2003 ------------- (Date of earliest event reported) FFLC BANCORP, INC. ------------------ (Exact name of registrant as specified in its charter) FLORIDA ------- (State or other jurisdiction of incorporation) 000-22608 59-3204891 - ----------------------- --------------------- (Commission File Number) (IRS Employer Identification Number) 800 North Boulevard West, Post Office Box 490420, Leesburg, Florida 34749-0420 - ------------------------------------------------------------------- ---------- (Address of Principal Executive Offices) (Zip Code) (352) 787-3311 -------------- (Registrant's telephone number, including area code) - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Item 9. Regulation FD Disclosure FFLC Bancorp, Inc. (Nasdaq: FFLC) announced that it will join over 70 other community banks participating in the 2003 Keefe, Bruyette & Woods 4th Annual Community Bank Investor Conference in New York. The written presentation is available on the Company's website, www.1stfederal.com, under the FFLC Bancorp section, and will remain available through October 31, 2003. Item 7(c). Exhibits 99.1. Press release of FFLC Bancorp, Inc., dated July 28, 2003. - -------------------------------------------------------------------------------- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. - -------------------------------------------------------------------------------- Date: July 28, 2003 FFLC Bancorp Inc. By: /s/ Stephen T. Kurtz ----------------------------- Name: Stephen T. Kurtz Title: President and Chief Executive Officer By: /s/ Paul K. Mueller ----------------------------- Name: Paul K. Mueller Title: Executive Vice President and Chief Financial Officer