Exhibit 32.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Quarterly Report of Berkshire Hills Bancorp, Inc.
(the "Company") on Form 10-Q for the period ending June 30, 2003, as filed with
the Securities and Exchange Commission (the "Report"), I, Michael P. Daly, Chief
Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

      1.    The Report fully complies with the requirements of Section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      2.    To my knowledge, the information contained in the Report fairly
            presents, in all material respects, the financial condition and
            results of operations of the Company as of and for the period
            covered by the Report.


                                                /s/ Michael P. Daly
                                                -------------------
                                                Michael P. Daly
                                                Chief Executive Officer
                                                August 11, 2003

A signed original of this written statement required by Section 906 has been
provided to Berkshire Hills Bancorp, Inc. and will be retained by Berkshire
Hills Bancorp, Inc. and furnished to the Securities and Exchange Commission or
its staff upon request.