EXHIBIT 32

                        PennFed Financial Services, Inc.

  CERTIFICATION REQURIED BY SECTION 1350 OF TITLE 18 OF THE UNITED STATES CODE

     Pursuant  to Section  906 of the  Sarbanes-Oxley  Act of 2002,  each of the
undersigned  hereby  certifies  in his or her  capacity as an officer of PennFed
Financial  Services,  Inc. (the "Company") that the Annual Report of the Company
on Form 10-K for the fiscal  year ended June 30,  2003 fully  complies  with the
requirements  of Section 13(a) of the  Securities  Exchange Act of 1934 and that
the  information  contained  in such report  fairly  presents,  in all  material
respects, the financial condition and results of operations of the Company as of
the dates and for the periods presented in the financial  statements included in
such report.




                                     By:  /s/ Joseph L. LaMonica
                                          --------------------------------------
                                          Joseph L. LaMonica
                                          President and Chief
                                          Executive Officer

                                          Date: September 22, 2003


                                     By:  /s/ Claire M. Chadwick
                                          --------------------------------------
                                          Claire M. Chadwick
                                          Executive Vice President,
                                          Chief Financial Officer and Controller

                                          Date: September 22, 2003