Exhibit 32.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Annual Report of FFD Financial Corporation (the
"Company") on Form 10-KSB for the period ending June 30, 2003 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Trent
B. Troyer, the President and Chief Executive Officer of the Company, certify,
pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the
Sarbanes-Oxley Act of 2002, that:

      (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

      (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and result of operations of the
Company.


/s/ Trent B. Troyer
- -------------------------------------
Trent B. Troyer
President and Chief Executive Officer
September 29, 2003

A signed original of this written statement required by Section 906 has been
provided to FFD Financial Corporation and will be retained by FFD Financial
Corporation and furnished to the Securities and Exchange Commission or its staff
upon request.