SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (date of earliest event reported): November 10, 2003
High Country Financial Corporation
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(Exact name of registrant as specified in its charter)
North Carolina 000-1177182 01-0731354
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
149 Jefferson Road
Boone, North Carolina 28607
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(Address of principal executive offices)
Registrant's telephone number, including area code: (828) 265-4333
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N/A
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(Former name or former address, if changed since last report)
High Country Financial Corporation
INDEX
Page
Item 7 - Exhibits 3
Item 12 - Results of Operations and Financial Condition 3
Signatures 4
Exhibit 99(a) News Release dated November 10, 2003 5-7
2
Item 7. Exhibits:
This exhibit is being provided solely for the purpose of providing disclosure
pursuant to Item 12 below.
99 (a) News Release dated November 10, 2003
Item 12. Results of Operations and Financial Condition
On November 10, 2003, High Country Financial Corporation issued a news
release to announce its earnings for the quarter-to-date and year-to-date
periods ended September 30, 2003. As of September 30, 2003 the Company had
1,420,649 shares outstanding.
Disclosures About Forward Looking Statements
The discussions included in this document and its exhibits may contain
forward looking statements within the meaning of the Private Securities
Litigation Act of 1995, including Section 21E of the Securities Exchange Act of
1934 and Section 27A of the Securities Act of 1933. Such statements involve
known and unknown risks, uncertainties and other factors that may cause actual
results to differ materially. For the purposes of these discussions, any
statements that are not statements of historical fact may be deemed to be
forward looking statements. Such statements are often characterized by the use
of qualifying words such as "expects," "anticipates," "believes," "estimates,"
"plans," "projects," or other statements concerning opinions or judgements of
the Company and its management about future events. The accuracy of such forward
looking statements could be affected by such factors as, including but not
limited to, the financial success or changing conditions or strategies of the
Company's customers or vendors, fluctuations in interest rates, actions of
government regulators, the availability of capital and personnel or general
conditions.
The news of this event was released on November 10, 2003, as evidenced by
Exhibit 99(a) to this Form 8-K.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
HIGH COUNTRY FINANCIAL CORPORATION
Date: November 10, 2003 By: /s/ John M. Brubaker
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John M. Brubaker, President and
Chief Executive Officer
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Exhibit 99 (a)
5