EXHIBIT 14

                  Code Of Ethics For Senior Financial Officers

                          COASTAL FINANCIAL CORPORATION

      In my role as a senior financial officer of Coastal Financial Corporation,
I agree that I will adhere to and advocate the following principles and
responsibilities governing my professional and ethical conduct. To the best of
my knowledge and ability, I will:

1. act with honesty and integrity, avoiding actual or apparent conflicts of
interest between personal and professional relationships;

2. provide constituents with information that is accurate, complete, objective,
relevant, timely and understandable;

3. comply with rules and regulations of federal, state and local governments,
and other appropriate private and public regulatory agencies;

4. act in good faith, responsibly, with due care, competence and diligence,
without misrepresenting material facts or allowing my independent judgment to be
subordinated;

5. respect the confidentiality of information acquired in the course of my work
except when authorized or otherwise legally obligated to disclose;

6. share knowledge and maintain skills important and relevant to my
constituents' needs;

7. proactively promote ethical behavior as a responsible partner among peers in
my work environment; and

8. responsibly use and control all assets and resources employed or entrusted to
me.


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