UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934




                        Date of Report: December 22, 2003




                            OAK HILL FINANCIAL, INC.
             (Exact name of Registrant as specified in its charter)





                  Ohio                                          0-26876
(State or jurisdiction of incorporation)             (Commission or file number)



                                   31-1010517
                      (IRS Employer identification number)


                                 14621 S. R. 93
                                Jackson, OH 45640
                    (Address of principal executive offices)


                                 (740) 286-3283
                (Registrant's phone number, including area code)


                                 Not Applicable
          (Former name or former address, if changed since last report)
















Item 5:   Other Events
          ------------

          On December 22, 2003, Oak Hill Financial,  Inc. (the "Company") issued
          a news release  announcing the appointment of Ralph E. "Gene" Coffman,
          Jr. as Chief  Executive  Officer of the Company  effective  January 1,
          2004.  The Company also  announced  that Gene would retain his current
          title as President and current CEO John D. Kidd would retain his title
          as Chairman  of the  Company's  Board of  Directors.  The  information
          contained in the news release, which is attached as Exhibit 99 to this
          Form 8-K, is incorporated herein by this reference.

Item 7:   Financial Statements and Exhibits
          ---------------------------------

          (c)  Exhibits

               Exhibit No.                         Description
               -----------                         -----------

               99                   Press release of Oak Hill  Financial,  Inc.,
                                    dated December 22,  2003,  announcing  the
                                    appointment  of Ralph E. "Gene" Coffman, Jr.
                                    as Chief Executive  Officer  of the  Company
                                    effective January 1, 2004.






                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                                        Oak Hill Financial, Inc.

                                                        /s/ H. Tim Bichsel
                                                        ------------------------
Date:  December 22, 2003                                H. Tim Bichsel
                                                        Secretary