EXHIBIT 32.1

                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report First Midwest Financial, Inc. (the
"Company") on Form 10-K for the year ended September 30, 2003, as filed with the
Securities and Exchange Commission on the date of this Certification (the
"Report"), I, James S. Haahr, the Chief Executive Officer of the Company,
certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906
of the Sarbanes-Oxley Act of 2002, that:

      (1) the Report complies with the requirements of section 13(a) or 15(d) of
      the Securities Exchange Act of 1934; and

      (2) the information contained in the Report fairly presents, in all
      material respects, the financial condition and result of operations of the
      Company.


By: /s/ James S. Haahr
Name: James S. Haahr
Chief Executive Officer
December 26, 2003