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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
January 16, 2004
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(Date of earliest event reported)
FFLC BANCORP, INC.
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(Exact name of registrant as specified in its charter)
FLORIDA
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(State or other jurisdiction of incorporation)
000-22608 59-3204891
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(Commission File Number) (IRS Employer
Identification Number)
800 North Boulevard West, Post Office Box 490420, Leesburg, Florida 34749-0420
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(Address of Principal Executive Offices) (Zip Code)
(352) 787-3311
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(Registrant's telephone number, including area code)
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Item 12. Results of Operations and Financial Condition.
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On January 16, 2004, the registrant issued a press release announcing the
registrant's earnings for the fourth quarter and fiscal year end December 31,
2003 and the declaration of a dividend.
The full text of the press release is attached as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: January 16, 2004
FFLC Bancorp Inc.
By: /s/ Stephen T. Kurtz
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Name: Stephen T. Kurtz
Title: President and Chief Executive Officer
By: /s/ Paul K. Mueller
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Name: Paul K. Mueller
Executive Vice President and Chief
Title: Financial Officer