UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 28, 2004
COASTAL FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Delaware 0-19684 57-0925911
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
2619 Oak Street, Myrtle Beach, South Carolina 29577
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(Address of principal executive offices)
(843) 205-2000
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report)
Item 1. Changes in Control of Registrant
Not applicable.
Item 2. Acquisition or Disposition of Assets
Not applicable.
Item 3. Bankruptcy or Receivership
Not applicable.
Item 4. Changes in Registrant's Certifying Accountant
Not applicable.
Item 5. Other Events
Not applicable.
Item 6. Resignations of Registrant's Directors
Not applicable.
Item 7. Financial Statements and Exhibits
(a) Financial statements of businesses acquired: Not applicable
(b) Pro forma financial information: Not applicable
(c) Exhibits:
Exhibit 99.1 Registrant's press release dated January 28,
2004
Item 8. Change in Fiscal Year
Not applicable.
Item 9. Regulation FD Disclosure
Not applicable.
Item 10. Amendments to the Registrant's Code of Ethics, or Waiver of a Provision
of the Code of Ethics
Not applicable.
Item 11. Temporary Suspension of Trading Under Registrant's Employee Benefit
Plans
Not applicable.
Item 12. Results of Operations and Financial Condition
On January 28, 2004, the Registrant issued a press release announcing its
earnings for the first quarter of fiscal year 2004, which ended on December 31,
2003. A copy of the press release is attached as Exhibit 99.1 and incorporated
by reference in response to this Item 12.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
COASTAL FINANCIAL CORPORATION
Dated: January 30, 2004 By: /s/ Michael C. Gerald
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Michael C. Gerald
President and Chief Executive Officer