EXHIBIT 32

  Certifications Required by Section 1350 of Title 18 of the United States Code

      Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the
undersigned hereby certifies in his or her capacity as an officer of PennFed
Financial Services, Inc. (the "Company") that the Quarterly Report of the
Company on Form 10-Q for the quarterly period ended December 31, 2003 fully
complies with the requirements of Section 13(a) of the Securities Exchange Act
of 1934 and that the information contained in such report fairly presents, in
all material respects, the financial condition and results of operations of the
Company as of the dates and for the periods presented in the financial
statements included in such report.


                                     By: /s/ Joseph L. LaMonica
                                         -------------------------------------
                                         Joseph L. LaMonica
                                         President and Chief
                                         Executive Officer

                                         Date: February 13, 2004


                                     By: /s/ Claire M. Chadwick
                                         -------------------------------------
                                         Claire M. Chadwick
                                         Executive Vice President,
                                         Chief Financial Officer and Controller

                                         Date: February 13, 2004


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