Exhibit 32.1

                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q of First Midwest Financial,
Inc. (the "Company") for the quarterly period ending December 31, 2004 as filed
with the Securities and Exchange Commission on the date hereof (the "Report"),
I, James S. Haahr, Chief Executive Officer of the Company, certify, pursuant to
section 906 of the Sarbanes-Oxley Act of 2002, that:

      (1)   the Report fully complies with the requirements of section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      (2)   the information contained in the Report fairly presents, in all
            material respects, the financial condition and result of operations
            of the Company.


By:  /s/ James S. Haahr
   ---------------------
Name: James S. Haahr
Chief Executive Officer
February 17, 2004


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