EXHIBIT 32

                  CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND
                             CHIEF FINANCIAL OFFICER
                         PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002



                                                                      Exhibit 32

                            Certification pursuant to
                             18 U.S.C. Section 1350,
                             as adopted pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002

Donald Mindiak, President and Chief Executive Officer and Thomas M. Coughlin,
Chief Financial Officer of BCB Bancorp, Inc. (the "Company") each certify in his
capacity as an officer of the Company that he has reviewed the annual report of
the Company on Form 10-K for the fiscal year ended December 31, 2003 and that to
the best of his knowledge:

      (1)   the report fully complies with the requirements of Section 13(a) of
            the Securities Exchange Act of 1934; and

      (2)   the information contained in the report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company.

The purpose of this statement is solely to comply with Title 18, Chapter 63,
Section 1350 of the United States Code, as amended by Section 906 of the
Sarbanes-Oxley Act of 2002.


March 23, 2004                           /s/ Donald Mindiak
- --------------                           ---------------------------------------
Date                                     President and Chief Executive Officer


March 23, 2004                           /s/ Thomas M. Coughlin
- --------------                           ---------------------------------------
Date                                     Chief Financial Officer