Exhibit 99.1

                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-QSB of Northeast Indiana
Bancorp, Inc. (the "Company") for the quarterly period ending March 31, 2004 as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), I, Stephen E. Zahn, Chief Executive  Officer of the Company,
certify, pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that:

      (1)   the Report fully complies with the requirements of section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      (2)   the information contained in the Report fairly presents, in all
            material respects, the financial condition and result of operations
            of the Company.


By: /s/ Stephen E. Zahn
Name: Stephen E. Zahn
Chief Executive Officer
May 13, 2004


                                                                             23.

                                                                    Exhibit 99.1

                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-QSB of Northeast Indiana
Bancorp, Inc. (the "Company") for the quarterly period ending March 31, 2004 as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), I, Randy J. Sizemore, Chief Financial Officer of the Company,
certify, pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that:

      (1)   the Report fully complies with the requirements of section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      (2)   the information contained in the Report fairly presents, in all
            material respects, the financial condition and result of operations
            of the Company.


By: /s/ Randy J. Sizemore
Name: Randy J. Sizemore
Chief Financial Officer
May 13, 2004


                                                                             23.