SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 22, 2004

                         WAYNE SAVINGS BANCSHARES, INC.
                         ------------------------------
             (Exact name of registrant as specified in its charter)

          Delaware                      0-23433                    31-1557791
- ----------------------------       --------------------      -------------------
(State or other jurisdiction      (Commission File  No.)    (IRS Employer
of incorporation)                                            Identification No.)




151 N. Market St., Wooster, Ohio                                         44691
- --------------------------------                                         -----
(Address of principal executive offices)                              (Zip Code)


Registrant's telephone number, including area code:  (330) 264-5767


                                 Not Applicable
           -----------------------------------------------------------
          (Former name or former address, if changed since last report)







Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
        ------------------------------------------------------------------

     (a)  Not applicable.
     (b)  Not applicable.
     (c)  Exhibits.

Exhibit No.    Description
- -----------    -----------

   99          Press release, dated July 22, 2004



Item 12. Results of Operations and Financial Conditions
         ----------------------------------------------

     On July 22, 2004, Wayne Savings Bancshares, Inc. issued a quarterly
earnings release. A copy of the press release dated July 22, 2004 is attached as
Exhibit 99 to this report. The press release is being furnished to the SEC and
shall not be deemed to be "filed" for any purpose.








                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                       WAYNE SAVINGS BANCSHARES, INC.


DATE:  July 23, 2004                   By: /s/ Charles F. Finn
                                           -------------------------------------
                                           Charles F. Finn
                                           President and Chief Executive Officer