- --------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (date of earliest event reported): July 30, 2004
ATLANTIC BANCGROUP, INC.
------------------------
(Exact name of registrant as specified in its charter)
Florida 001-15061 59-3543956
------- --------- ----------
(State or other jurisdiction (Commission File Number) (I.R.S. Employer
Of incorporation) Identification No.)
1315 South Third Street
Jacksonville Beach, Florida 32250
---------------------------------
(address of principal executive offices)
Registrant's telephone number: (904) 247-9494
- --------------------------------------------------------------------------------
ITEM 7. Item 7. Financial Statements and Exhibits.
(c) Exhibits.
The following exhibit is being furnished with this Report:
99.1 Press Release (solely furnished and not filed for purposes of Item 12).
ITEM 12. Results of Operation and Financial Condition
On July 30, 2004, Atlantic BancGroup, Inc. issued a press release announcing its
financial results for the fiscal quarter ended June 30, 2004. A copy of the
press release is furnished as Exhibit 99.1 to this report.
Date: July 30, 2004
Atlantic BancGroup, Inc.
------------------------
(Registrant)
By: /s/ Grady Kearsey
-----------------
Grady Kearsey
Executive Vice President