EXHIBIT 23.3
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            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


The Board of Directors
Monmouth Community Bancorp:

We consent to inclusion in the registration statement on Form S-4 filed by
Monmouth Community Bancorp of our report dated February 2, 2004, except for Note
14, which is as of July 15, 2004, relating to the consolidated balance sheets of
Monmouth Community Bancorp and subsidiary as of December 31, 2003 and 2002, and
the related consolidated statements of income, changes in shareholders' equity,
and cash flows for the years then ended, and to the reference to our firm under
the heading "Experts" in the proxy statement/prospectus.


                                                 /s/ KPMG LLP

                                                     KPMG LLP
Short Hills, New Jersey
September 29, 2004