EXHIBIT 23.4
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            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors
Allaire Community Bank:

We consent to inclusion in the registration statement on Form S-4, filed by
Monmouth Community Bancorp, of our report dated February 5, 2004, except for
Note 13, which is as of June 30, 2004, relating to the consolidated balance
sheets of Allaire Community Bank and subsidiary as of December 31, 2003 and
2002, and the related consolidated statements of income, changes in
stockholders' equity, and cash flows for each of the years in the three-year
period ended December 31, 2003, included herein, and to the reference to our
firm under the heading "Experts" in the proxy statement/prospectus.


                                                 /s/ KPMG LLP

                                                     KPMG LLP
Short Hills, New Jersey
September 29, 2004