EXHIBIT 23.3
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            Consent of Independent Registered Public Accounting Firm
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The Board of Directors
Monmouth Community Bancorp:

We consent to inclusion in the  Amendment  No. 1 to the  Registration  Statement
(No.  333-119476) on Form S-4 filed by Monmouth  Community Bancorp of our report
dated  February  2,  2004,  except  for Note 14,  which is as of July 15,  2004,
relating to the consolidated  balance sheets of Monmouth  Community  Bancorp and
subsidiary  as of  December  31,  2003 and 2002,  and the  related  consolidated
statements of income,  changes in shareholders'  equity,  and cash flows for the
years then ended,  and to the reference to our firm under the heading  "Experts"
in the proxy statement/prospectus.


                                    KPMG LLP




Short Hills, New Jersey
November 2, 2004