EXHIBIT 23












CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement No.
333-47591 of PennFed Financial Services, Inc. on Form S-8 of our report dated
December 14, 2004, appearing in this Annual Report on Form 11-K of Penn Federal
Savings Bank 401(k) Plan for the year ended June 30, 2004.



/s/ Deloitte & Touche LLP

Parsippany, New Jersey
December 22, 2004