EXHIBIT 23.1
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            Consent of Independent Registered Public Accounting Firm
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The Board of Directors
Central Jersey Bancorp:

We consent to the  incorporation by reference in the  Registration  Statement on
Form S-8 filed by Central  Jersey  Bancorp of our report dated February 2, 2004,
except for Note 14, which is as of July 15, 2004,  relating to the  consolidated
balance sheets of Monmouth  Community  Bancorp and subsidiary as of December 31,
2003 and 2002,  and the related  consolidated  statements of income,  changes in
shareholders'  equity,  and cash flows for the years then  ended,  which  report
appears in the Registration  Statement (No.  333-119476) on Form S-4 of Monmouth
Community Bancorp.


                                        KPMG LLP

Short Hills, New Jersey
January 27, 2005