Consent of Independent Registered Pubic Accounting Firm

The Board of Directors
Peapack-Gladstone Financial Corporation:

We consent to  incorporation  by reference in the  Registration  Statements  No.
333-86986,  No.  333-51187  and No.  333-53001 on Form S-8 of  Peapack-Gladstone
Financial  Corporation  of our reports dated March 2, 2005,  with respect to the
consolidated statements of condition of Peapack-Gladstone  Financial Corporation
and  subsidiary  as of December  31, 2004 and 2003 and the related  consolidated
statements of income,  changes in shareholders'  equity, and cash flows for each
of the years in the  three-year  period ended  December  31, 2004,  management's
assessment of the effectiveness of internal control over financial  reporting as
of December 31, 2004, and the  effectiveness  of internal control over financial
reporting as of December 31, 2004,  which reports are  incorporated by reference
in the  December  31,  2004  Annual  Report  on Form  10-K of  Peapack-Gladstone
Financial Corporation.

                                    KPMG LLP

Short Hills, New Jersey
March 11, 2005


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