NORTHEAST INDIANA BANCORP 648 North Jefferson Street Huntington, Indiana 46750 (260) 356-3311 April 15, 2005 Ms. Celeste Murphy Special Counsel Office of Mergers and Acquisitions Mail Stop 03-03 Securities and Exchange Commission Washington, DC 20549-0303 Re: Northeast Indiana Bancorp Preliminary Schedule 14A Filed March 16, 2005 File No. 000-26012 Schedule 13E-3 Filed March 16, 2005 File No, 005- 48437 Dear Ms. Murphy: We are in receipt of your letter dated April 8, 2005, concerning the above-referenced filings (the "Filings"). Northeast Indiana Bancorp (the "Company") acknowledges that: > the Company is responsible for the adequacy and accuracy of the disclosure in the Filings; > staff comments or changes to disclosure in response to staff comments do not foreclose the Commission from taking any action with respect to the Filings; and > the Company may not assert staff comments as a defense in any proceeding initiated by the Commission or any person under the federal securities laws of the United States. Very truly yours, NORTHEAST INDIANA BANCORP By: /s/ Stephen E. Zahn --------------------------- Stephen E. Zahn, President and Chief Executive Officer