UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                   FORM 8-K/A


                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


         Date of Report (Date of Earliest event reported): April 1, 2005


                            OAK HILL FINANCIAL, INC.
             (Exact name of Registrant as specified in its charter)


         Ohio                        0-26876                  31-1010517
(State or jurisdiction of    (Commission or file number)     (IRS Employer
     incorporation)                                       identification number)


                                 14621 S. R. 93
                                Jackson, OH 45640
                    (Address of principal executive offices)


                                 (740) 286-3283
                (Registrant's phone number, including area code)


                                 Not Applicable
          (Former name or former address, if changed since last report)



      Check the  appropriate  box below if the Form 8-K  filing is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[_]   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[_]   Soliciting  material pursuant to Rule 14a-12(b) under the Exchange Act (17
      CFR 240.14a-12(b))

[_]   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

[_]   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13(e)-4(c))



This current report on Form 8-K/A amends Item 9.01 of the current report on Form
8-K filed with the  Securities  and Exchange  Commission by Oak Hill  Financial,
Inc, (the  "Company") on April 7, 2005  disclosing  the completion of the merger
with  Lawrence  Financial  Holdings,  Inc.  ("Lawrence").  The  purpose  of this
amendment is to file the required financial statements of Lawrence and unaudited
pro forma financial information.


Item 9.01  Financial Statements and Exhibits.

      (a)   Financial Statements of Business Acquired

            The  consolidated  statements  of  financial  condition  of Lawrence
            Financial  Holdings,  Inc.  as of December  31,  2004 and 2003,  and
            related  consolidated  statements of income,  comprehensive  income,
            changes  in  shareholders'  equity and cash flows for the years then
            ended,   together  with  the  related  notes,   and  the  report  of
            independent   registered   public   accounting   firm   thereto  are
            incorporated into this Item 9.01(a) by reference to pages 56 through
            80 of  Lawrence's  annual  report on Form  10-KSB as filed  with the
            Securities and Exchange  Commission  ("SEC") on March 31, 2005 (File
            No. 000-31847)

            Lawrence's unaudited  consolidated statement of financial condition,
            statement  of loss  and  statement  of cash  flows as of and for the
            three  months ended March 31, 2005 is  incorporated  in its entirety
            herein by reference to Exhibit 99.2.

      (b)   Pro Forma Financial Information

            Unaudited pro forma  combined  statement of financial  condition and
            statements  of earnings  of the Company and  Lawrence at and for the
            three  months  ended March 31, 2005 and the year ended  December 31,
            2004,  giving  retroactive  effect  as  if  the  merger  had  become
            effective  at  the  beginning  of  the  period  presented.  This  is
            incorporated in its entirety herein by reference to Exhibit 99.3.

      (c)   Exhibits.

            Exhibit No.                       Description
            -----------                       -----------

               2.1      Agreement  and  Plan  of  Merger  by  and  between  the
                        Company and Lawrence  (incorporated  by reference  into
                        this  Item  9.01(c)  from  the  Company's  registration
                        statement  (Registration  No.  333-121568) on Form S-4,
                        as  amended,  which was filed  with the SEC on  January
                        6, 2005.

               23.1     Consent of  Crowe  Chizek and Company  LLC,  Independent
                        Registered Public Accounting Firm.

               99.1     Press release of Oak Hill Financial,  Inc., issued April
                        7, 2005  (filed as Exhibit 99 to the  Company's  current
                        report  on Form  8-K,  filed  with  the  Securities  and
                        Exchange  Commission on April 7, 2005, and  incorporated
                        herein by reference).



               99.2     Lawrence's   unaudited    consolidated    statement   of
                        financial  condition,  statement  of loss and  statement
                        of cash  flows  as of and  for the  three  months  ended
                        March 31, 2005

               99.3     Unaudited  pro forma  combined  statement  of  financial
                        condition and  statements of earnings of the Company and
                        Lawrence  at and for the three  months  ended  March 31,
                        2005 and the year ended December 31, 2004

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                                   SIGNATURES


      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                                        Oak Hill Financial, Inc.

                                                        /s/ Ron J. Copher

Date: June 17, 2005
                                                        Ron J Copher
                                                        Chief Financial
                                                        Officer,
                                                        Treasurer &
                                                        Secretary

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                                  EXHIBIT INDEX


Exhibit No.                                Description
- -----------                                -----------

  23.1            Consent  of  Crowe   Chizek  and  Company   LLC,   Independent
                  Registered Public Accounting Firm.

  99.1            Press  release of Oak Hill  Financial,  Inc.,  issued April 7,
                  2005 (filed as Exhibit 99 to the Company's  current  report on
                  Form 8-K, filed with the Securities and Exchange Commission on
                  April 7, 2005, and incorporated herein by reference).

  99.2            Lawrence's  unaudited   consolidated  statement  of  financial
                  condition, statement of loss and statement of cash flows as of
                  and for the three months ended March 31, 2005

  99.3            Unaudited pro forma combined statement of financial  condition
                  and  statements of earnings of the Company and Lawrence at and
                  for the three  months  ended March 31, 2005 and the year ended
                  December 31, 2004


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